DENTPROTECT360 ALL-IN-ONE
DENTAL INDEMNITY & CLINIC PROTECTION

DentProtect360 offers a package deal for practitioners to include clinic-wide protection coverage which protects the Dental Practitioners and their clinic establishments from medico-legal and non-medicolegal claims.
All-In-One Package for Clinics & Professional Indemnity Coverage Up to 8 Dentists
Indemnity Coverage for Locum Dentists, Nurses & More
Covers up to RM 5,000,000 per Year
All-Risk Add-on Protection for Dental Chair, Computer, Furniture, CBCT & More
All-Risk covers against Fire, Theft, Damages & More
4 Packages Available (Silver, Gold, Platinum, Diamond)

Indemnity Coverage:
Up To RM 500,000 p.a.
Number of Dentists Covered:
Up to 2 Dentists

Indemnity Coverage:
Up To RM 1,000,000 p.a.
Number of Dentists Covered:
Up to 4 Dentists

Indemnity Coverage:
Up To RM 3,000,000 p.a.
Number of Dentists Covered:
Up to 6 Dentists

Indemnity Coverage:
Up To RM 5,000,000 p.a.
Number of Dentists Covered:
Up to 8 Dentists
Terms and Coverages of DentProtect360
ITEM | SILVER | GOLD | PLATINUM | DIAMOND |
---|---|---|---|---|
LIMIT OF LIABILITY | RM 500,000 | RM 1,000,000 | RM 3,000,000 | RM 5,000,000 |
PRICE (365 days) *excluding SST and Stamp Duty | RM 3,000 | RM 3,950 | RM 6,000 | RM 7,500 |
SUGGESTED AVERAGE ANNUAL TURNOVER | Less than RM500,000 | RM 500,000 TO RM 999,999 | RM 1,000,000 TO RM 1,999,999 | RM 2,000,000 TO RM 3,999,000 |
NUMBER OF DENTIST COVERED (UP TO) | 2 | 4 | 6 | 8 |
RETROACTIVE DATE | UNLIMITED | UNLIMITED | UNLIMITED | UNLIMITED |
COVERING CLAUSE | ||||
MEDICAL INCIDENT CLAIM | YES | YES | YES | YES |
LEGAL REPRESENTATION AT INQUIRY | YES | YES | YES | YES |
VICARIOUS LIABILITY | YES | YES | YES | YES |
AUTOMATIC EXTENSION | ||||
GOOD SAMARITAN ACTS | YES | YES | YES | YES |
DEFAMATION | YES | YES | YES | YES |
INTELLECTUAL PROPERTY INFRINGEMENT | YES | YES | YES | YES |
LOSS OF DOCUMENTS | YES | YES | YES | YES |
RUN OFF COVER FOR PARTICIPANT ENTITY | YES | YES | YES | YES |
EMERGENCY DEFENSE COSTS AND LEGAL REPRESENTATION EXPENSES | YES | YES | YES | YES |
ADVANCEMENT OF DEFENSE COSTS AND LEGAL REPRESENTATION EXPENSES | YES | YES | YES | YES |
OPTIONAL EXTENSION | ||||
CYBER AND PRIVACY INFRINGEMENT | YES | YES | YES | YES |
FRAUD AND DISHONESTY | YES | YES | YES | YES |
DOCTOR OF MEDICINE EXTENSION | YES | YES | YES | YES |
AUTOMATIC REINSTATEMENT | YES | YES | YES | YES |
PUBLIC RELATIONS EXPENSES EXTENSION | YES | YES | YES | YES |
AGGRAVATED DAMAGES EXTENSION | YES | YES | YES | YES |
TERRITORIAL LIMIT | MALAYSIA | MALAYSIA | MALAYSIA | MALAYSIA |
JURISDICTIONAL LIMIT | MALAYSIA | MALAYSIA | MALAYSIA | MALAYSIA |
FOR DENTPROTECT360 The All-In-One Coverage,
There is an Add-On option for All-Risk Coverage

FROM DENTAL CHAIRS TO CBCT, WE’VE GOT IT ALL COVERED.
The All-Risk Plan provides protection for essential clinic assets against loss or damages caused by fire, theft, or other accidents and misfortunes, ensuring a broad range of risks are addressed.
From essential dental equipment like dental chairs, OPG, autoclaves, CBCT, and PCs to furniture, fixtures, and compressors, we left no stone unturned
Covers up to RM 800,000 annually
4 Distinctive Plans – Silver, Gold, Platinum & Diamond, to Align With The Unique Needs of Your Dental Clinic
ALL-RISK BENEFITS
- Appraisement Clause
- Designation Clause
- Leasing Endorsement
- Internal Removal clause
- Loss Notification Clause (30 days)
- Malicious Damage
- Misdescription Clause
- Payment On Account
- Market Value Clause
- Cover For Loss Or Damage Due To Strike, Riot and Civil Commotion
- Removal of Debris
- Communicable Disease Exclusion
- Takaful Contribution Warranty
- Compliance To Property In Accordance
Of Shariah Clause - Date Recognition Clause
- Property Damage Clarification Clause
- Criminal Breach Of Trust
- Theft By Deception (Cheating) Exclusion
- Sanctions Exclusion Clause
- Terrorism Exclusion Clause
- Deletion of Average Clause
ADD ON ALL RISK PLANS AVAILABLE
